/* ===== OrionFX Global Styles ===== */
:root {
  --bg-primary: #090d1a;
  --bg-secondary: #0f1628;
  --bg-card: #141c30;
  --bg-card-hover: #1a2438;
  --accent-gold: #f5a623;
  --accent-gold-light: #ffc845;
  --accent-teal: #00d4aa;
  --accent-blue: #3b82f6;
  --text-primary: #ffffff;
  --text-secondary: #94a3b8;
  --text-muted: #64748b;
  --border: #1e2d45;
  --border-light: #253450;
  --success: #22c55e;
  --error: #ef4444;
  --gradient-gold: linear-gradient(135deg, #f5a623, #ffc845);
  --gradient-hero: linear-gradient(135deg, #090d1a 0%, #0f1628 50%, #0a1520 100%);
  --shadow-card: 0 4px 24px rgba(0, 0, 0, 0.4);
  --shadow-glow: 0 0 40px rgba(245, 166, 35, 0.12);
  --radius: 12px;
  --radius-sm: 8px;
  --radius-lg: 20px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', 'Segoe UI', system-ui, sans-serif;
  background: var(--bg-primary);
  color: var(--text-primary);
  line-height: 1.6;
  min-height: 100vh;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

/* ===== SCROLLBAR ===== */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--bg-secondary); }
::-webkit-scrollbar-thumb { background: var(--border-light); border-radius: 3px; }

/* ===== NAV ===== */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: rgba(9, 13, 26, 0.85);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  padding: 0 5%;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.4rem;
  font-weight: 800;
  letter-spacing: -0.5px;
}

.nav-logo .logo-icon {
  width: 36px; height: 36px;
  background: var(--gradient-gold);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  color: #000;
  font-weight: 900;
}

.nav-logo .logo-text { color: var(--text-primary); }
.nav-logo .logo-text span { color: var(--accent-gold); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  color: var(--text-secondary);
  font-size: 0.9rem;
  font-weight: 500;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--text-primary); }

.nav-cta {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 22px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s;
  border: none;
  outline: none;
}

.btn-primary {
  background: var(--gradient-gold);
  color: #000;
}
.btn-primary:hover { opacity: 0.9; transform: translateY(-1px); box-shadow: 0 8px 20px rgba(245,166,35,0.3); }

.btn-outline {
  background: transparent;
  color: var(--text-primary);
  border: 1px solid var(--border-light);
}
.btn-outline:hover { border-color: var(--accent-gold); color: var(--accent-gold); }

.btn-lg {
  padding: 14px 32px;
  font-size: 1rem;
  border-radius: var(--radius);
}

.btn-full { width: 100%; }

.btn:disabled {
  opacity: 0.5;
  cursor: not-allowed;
  transform: none !important;
}

/* ===== HERO ===== */
.hero {
  min-height: 100vh;
  padding: 120px 5% 80px;
  background: var(--gradient-hero);
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
}

.hero::before {
  content: '';
  position: absolute;
  top: -200px; right: -200px;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(245,166,35,0.08) 0%, transparent 70%);
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -200px; left: -200px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(0,212,170,0.05) 0%, transparent 70%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(245,166,35,0.1);
  border: 1px solid rgba(245,166,35,0.2);
  color: var(--accent-gold);
  padding: 6px 14px;
  border-radius: 100px;
  font-size: 0.8rem;
  font-weight: 600;
  margin-bottom: 24px;
  letter-spacing: 0.5px;
}

.hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 900;
  line-height: 1.1;
  letter-spacing: -1.5px;
  margin-bottom: 20px;
}

.hero h1 .highlight {
  background: var(--gradient-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero p {
  font-size: 1.1rem;
  color: var(--text-secondary);
  margin-bottom: 36px;
  max-width: 480px;
  line-height: 1.7;
}

.hero-cta {
  display: flex;
  gap: 14px;
  align-items: center;
}

.hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 52px;
  padding-top: 32px;
  border-top: 1px solid var(--border);
}

.hero-stat-value {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--accent-gold);
  letter-spacing: -0.5px;
}

.hero-stat-label {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 2px;
}

/* Trading card visual */
.hero-visual {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.trading-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px 24px;
  box-shadow: var(--shadow-card);
}

.trading-card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 16px;
}

.pair-name { font-size: 1rem; font-weight: 700; }
.pair-badge {
  background: rgba(34,197,94,0.12);
  color: var(--success);
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 0.75rem;
  font-weight: 600;
}

.price-display { font-size: 1.8rem; font-weight: 800; letter-spacing: -1px; margin-bottom: 8px; }
.price-change { font-size: 0.85rem; color: var(--success); font-weight: 500; }

.mini-chart {
  margin-top: 12px;
  height: 60px;
  position: relative;
  overflow: hidden;
}

.mini-chart svg { width: 100%; height: 100%; }

.market-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
}
.market-row:last-child { border-bottom: none; }

.market-name { font-size: 0.9rem; font-weight: 600; }
.market-sub { font-size: 0.75rem; color: var(--text-muted); }
.market-price { font-size: 0.9rem; font-weight: 700; text-align: right; }
.market-change { font-size: 0.78rem; font-weight: 500; }
.up { color: var(--success); }
.down { color: var(--error); }

/* ===== SECTIONS ===== */
section { padding: 90px 5%; }

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--accent-gold);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.section-title {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 800;
  letter-spacing: -1px;
  margin-bottom: 16px;
  line-height: 1.2;
}

.section-sub {
  color: var(--text-secondary);
  font-size: 1.05rem;
  max-width: 520px;
  line-height: 1.7;
}

.container { max-width: 1200px; margin: 0 auto; }

/* ===== STATS BAND ===== */
.stats-band {
  background: var(--bg-secondary);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 48px 5%;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
  max-width: 1000px;
  margin: 0 auto;
}

.stat-item { text-align: center; }
.stat-value { font-size: 2.4rem; font-weight: 900; color: var(--accent-gold); letter-spacing: -1px; }
.stat-label { font-size: 0.85rem; color: var(--text-muted); margin-top: 4px; }

/* ===== FEATURES ===== */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 52px;
}

.feature-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  transition: all 0.3s;
}

.feature-card:hover {
  background: var(--bg-card-hover);
  border-color: var(--border-light);
  transform: translateY(-4px);
  box-shadow: var(--shadow-card);
}

.feature-icon {
  width: 52px; height: 52px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
}

.icon-gold { background: rgba(245,166,35,0.12); }
.icon-teal { background: rgba(0,212,170,0.12); }
.icon-blue { background: rgba(59,130,246,0.12); }

.feature-card h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 10px; }
.feature-card p { color: var(--text-secondary); font-size: 0.9rem; line-height: 1.6; }

/* ===== MARKETS ===== */
.markets-bg { background: var(--bg-secondary); }

.markets-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 52px;
}

.market-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 24px;
  text-align: center;
  cursor: pointer;
  transition: all 0.25s;
}

.market-card:hover {
  border-color: var(--accent-gold);
  box-shadow: 0 0 24px rgba(245,166,35,0.1);
  transform: translateY(-3px);
}

.market-card-icon { font-size: 2.2rem; margin-bottom: 14px; }
.market-card h3 { font-size: 1rem; font-weight: 700; margin-bottom: 8px; }
.market-card p { color: var(--text-muted); font-size: 0.8rem; }
.market-card-count {
  margin-top: 14px;
  display: inline-block;
  background: rgba(245,166,35,0.1);
  color: var(--accent-gold);
  padding: 4px 12px;
  border-radius: 100px;
  font-size: 0.78rem;
  font-weight: 600;
}

/* ===== WHY US ===== */
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  margin-top: 20px;
}

.check-list { list-style: none; display: flex; flex-direction: column; gap: 20px; margin-top: 32px; }
.check-item { display: flex; gap: 14px; align-items: flex-start; }
.check-icon {
  width: 24px; height: 24px;
  background: rgba(34,197,94,0.12);
  color: var(--success);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 0.75rem;
  margin-top: 2px;
}
.check-text h4 { font-size: 0.95rem; font-weight: 600; margin-bottom: 4px; }
.check-text p { font-size: 0.85rem; color: var(--text-muted); }

.award-cards { display: flex; flex-direction: column; gap: 16px; }
.award-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px 28px;
  display: flex;
  align-items: center;
  gap: 20px;
}
.award-num { font-size: 2.4rem; font-weight: 900; color: var(--accent-gold); letter-spacing: -2px; flex-shrink: 0; }
.award-info h4 { font-size: 0.95rem; font-weight: 600; }
.award-info p { font-size: 0.82rem; color: var(--text-muted); margin-top: 3px; }

/* ===== CTA BANNER ===== */
.cta-banner {
  background: linear-gradient(135deg, #0f1e38 0%, #12243f 100%);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  text-align: center;
  padding: 80px 5%;
}

.cta-banner h2 { font-size: 2.4rem; font-weight: 800; letter-spacing: -1px; margin-bottom: 16px; }
.cta-banner p { color: var(--text-secondary); margin-bottom: 36px; font-size: 1.05rem; }
.cta-buttons { display: flex; gap: 14px; justify-content: center; }

/* ===== FOOTER ===== */
footer {
  background: var(--bg-secondary);
  border-top: 1px solid var(--border);
  padding: 60px 5% 32px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand p { color: var(--text-muted); font-size: 0.85rem; margin-top: 16px; line-height: 1.7; max-width: 260px; }
.footer-col h4 { font-size: 0.85rem; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; color: var(--text-muted); margin-bottom: 16px; }
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-links a { color: var(--text-secondary); font-size: 0.875rem; transition: color 0.2s; }
.footer-links a:hover { color: var(--accent-gold); }

.footer-bottom {
  border-top: 1px solid var(--border);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 24px;
}

.footer-legal { font-size: 0.75rem; color: var(--text-muted); line-height: 1.6; max-width: 720px; }
.footer-copy { font-size: 0.8rem; color: var(--text-muted); white-space: nowrap; }

/* ===== FORM PAGES (signup/fund) ===== */
.page-wrapper {
  min-height: 100vh;
  padding: 100px 5% 60px;
  display: flex;
  align-items: flex-start;
  justify-content: center;
}

.form-container {
  width: 100%;
  max-width: 560px;
  margin-top: 20px;
}

.form-header { margin-bottom: 36px; }
.form-header h1 { font-size: 1.9rem; font-weight: 800; letter-spacing: -0.5px; margin-bottom: 8px; }
.form-header p { color: var(--text-secondary); font-size: 0.95rem; }

/* Stepper */
.stepper {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: 36px;
}

.step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  flex: 1;
  position: relative;
}

.step:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 16px;
  left: 50%;
  width: 100%;
  height: 1px;
  background: var(--border);
  z-index: 0;
}

.step.completed:not(:last-child)::after { background: var(--accent-gold); }

.step-circle {
  width: 32px; height: 32px;
  border-radius: 50%;
  border: 2px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 700;
  background: var(--bg-secondary);
  position: relative;
  z-index: 1;
  transition: all 0.3s;
}

.step.active .step-circle {
  border-color: var(--accent-gold);
  background: var(--accent-gold);
  color: #000;
}

.step.completed .step-circle {
  border-color: var(--accent-gold);
  background: var(--accent-gold);
  color: #000;
}

.step-label { font-size: 0.72rem; color: var(--text-muted); font-weight: 500; text-align: center; }
.step.active .step-label, .step.completed .step-label { color: var(--accent-gold); }

/* Form elements */
.form-panel {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: var(--shadow-card);
}

.form-group { margin-bottom: 20px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-secondary);
  margin-bottom: 8px;
  letter-spacing: 0.3px;
}

input, select {
  width: 100%;
  background: var(--bg-secondary);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  color: var(--text-primary);
  padding: 12px 16px;
  font-size: 0.95rem;
  font-family: inherit;
  outline: none;
  transition: border-color 0.2s;

}

input:focus, select:focus { border-color: var(--accent-gold); color: var(--text-secondary) }
input::placeholder { color: var(--text-muted); }
input.error, select.error { border-color: var(--error); }

.error-msg { font-size: 0.78rem; color: var(--error); margin-top: 5px; display: none; }
.error-msg.show { display: block; }

.field-hint { font-size: 0.78rem; color: var(--text-muted); margin-top: 5px; }

/* Account type cards */
.account-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 20px; }

.account-card {
  background: var(--bg-secondary);
  border: 2px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  cursor: pointer;
  transition: all 0.2s;
  position: relative;
}

.account-card:hover { border-color: var(--border-light); }
.account-card.selected { border-color: var(--accent-gold); background: rgba(245,166,35,0.05); }
.account-card.selected::after {
  content: '✓';
  position: absolute;
  top: 10px; right: 12px;
  width: 20px; height: 20px;
  background: var(--accent-gold);
  color: #000;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 700;
}

.account-card-name { font-weight: 700; font-size: 1rem; margin-bottom: 4px; }
.account-card-spread { font-size: 0.78rem; color: var(--text-muted); }
.account-card-badge {
  margin-top: 10px;
  display: inline-block;
  background: rgba(245,166,35,0.15);
  color: var(--accent-gold);
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 0.72rem;
  font-weight: 600;
}

/* Checkbox */
.checkbox-group { display: flex; gap: 12px; align-items: flex-start; }
.checkbox-group input[type="checkbox"] {
  width: 18px; height: 18px;
  flex-shrink: 0;
  margin-top: 1px;
  accent-color: var(--accent-gold);
  cursor: pointer;
}
.checkbox-group label { font-size: 0.85rem; color: var(--text-secondary); cursor: pointer; }
.checkbox-group label a { color: var(--accent-gold); }

.form-footer {
  margin-top: 24px;
  text-align: center;
  font-size: 0.85rem;
  color: var(--text-muted);
}
.form-footer a { color: var(--accent-gold); }

.form-actions { display: flex; gap: 12px; margin-top: 28px; }
.form-actions .btn { flex: 1; }

/* Phone input */
.phone-wrapper { display: flex; gap: 8px; }
.phone-wrapper select { width: 110px; flex-shrink: 0; }
.phone-wrapper input { flex: 1; }

/* Password strength */
.pw-strength { margin-top: 8px; }
.pw-bars { display: flex; gap: 4px; margin-bottom: 4px; }
.pw-bar { height: 3px; flex: 1; background: var(--border); border-radius: 2px; transition: background 0.3s; }
.pw-bar.weak { background: var(--error); }
.pw-bar.fair { background: var(--accent-gold); }
.pw-bar.strong { background: var(--success); }
.pw-label { font-size: 0.75rem; color: var(--text-muted); }

/* ===== FUND PAGE ===== */
.amount-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 16px; }
.amount-chip {
  background: var(--bg-secondary);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 12px;
  text-align: center;
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s;
}
.amount-chip:hover { border-color: var(--border-light); }
.amount-chip.selected { border-color: var(--accent-gold); background: rgba(245,166,35,0.08); color: var(--accent-gold); }

.payment-methods { display: flex; flex-direction: column; gap: 10px; margin-bottom: 20px; }
.payment-method {
  background: var(--bg-secondary);
  border: 2px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 20px;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 14px;
  transition: all 0.2s;
}
.payment-method:hover { border-color: var(--border-light); }
.payment-method.selected { border-color: var(--accent-gold); background: rgba(245,166,35,0.04); }
.payment-method-icon { font-size: 1.5rem; }
.payment-method-name { font-weight: 600; font-size: 0.95rem; }
.payment-method-sub { font-size: 0.78rem; color: var(--text-muted); }
.payment-method-radio {
  width: 18px; height: 18px;
  border: 2px solid var(--border);
  border-radius: 50%;
  margin-left: auto;
  flex-shrink: 0;
  transition: all 0.2s;
  position: relative;
}
.payment-method.selected .payment-method-radio {
  border-color: var(--accent-gold);
}
.payment-method.selected .payment-method-radio::after {
  content: '';
  position: absolute;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  width: 8px; height: 8px;
  background: var(--accent-gold);
  border-radius: 50%;
}

.summary-box {
  background: rgba(245,166,35,0.06);
  border: 1px solid rgba(245,166,35,0.2);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin-bottom: 24px;
}
.summary-row { display: flex; justify-content: space-between; align-items: center; font-size: 0.9rem; margin-bottom: 10px; }
.summary-row:last-child { margin-bottom: 0; border-top: 1px solid rgba(245,166,35,0.2); padding-top: 10px; font-weight: 700; }
.summary-row .label { color: var(--text-secondary); }
.summary-row .value { font-weight: 600; }

/* Toast notification */
.toast {
  position: fixed;
  bottom: 32px;
  right: 32px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 20px;
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.4);
  z-index: 1000;
  transform: translateY(100px);
  opacity: 0;
  transition: all 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
  min-width: 300px;
}
.toast.show { transform: translateY(0); opacity: 1; }
.toast-icon { font-size: 1.3rem; }
.toast-title { font-weight: 600; font-size: 0.9rem; }
.toast-sub { font-size: 0.8rem; color: var(--text-muted); }

.success-screen {
  text-align: center;
  padding: 20px 0;
}
.success-icon {
  width: 72px; height: 72px;
  background: rgba(34,197,94,0.12);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin: 0 auto 20px;
}
.success-screen h2 { font-size: 1.5rem; font-weight: 700; margin-bottom: 10px; }
.success-screen p { color: var(--text-secondary); font-size: 0.9rem; margin-bottom: 24px; }

/* Loading spinner */
.spinner {
  width: 18px; height: 18px;
  border: 2px solid rgba(0,0,0,0.2);
  border-top-color: #000;
  border-radius: 50%;
  animation: spin 0.6s linear infinite;
  display: none;
}
.btn-primary .spinner { border-color: rgba(0,0,0,0.2); border-top-color: #000; }
.btn.loading .spinner { display: block; }
.btn.loading .btn-text { display: none; }
@keyframes spin { to { transform: rotate(360deg); } }

/* ===== RESPONSIVE ===== */
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .features-grid { grid-template-columns: 1fr 1fr; }
  .markets-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .nav-links { display: none; }
}

@media (max-width: 600px) {
  .features-grid { grid-template-columns: 1fr; }
  .markets-grid { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .account-cards { grid-template-columns: 1fr; }
  .amount-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-buttons { flex-direction: column; align-items: center; }
  nav { padding: 0 4%; }
}